Cyber Fraud — How to Protect Yourself

Understanding the Digital Threat

Cyber fraud is a sophisticated crime that targets you online, aiming to steal your money, identity, or extort you. In Saudi Arabia, this threat has become common with the increasing reliance on digital services, but the state has put in place strong protections for you through the National Cyber Security Authority and the National Cyber Security Agency (NCA). Protection starts with your awareness and ability to recognize fraudulent attempts before harm occurs.

Most Common Cyber Fraud Methods in Saudi Arabia

Phishing

Criminals send messages, emails, or even phone calls claiming to be from a bank or official entity (such as “Absher” or “Al Ahli Bank”), asking you to update your information or enter your password. The attached link leads you to a fake website that looks real to steal your information.

Fraud Through Social Media

This involves creating fake accounts on platforms like Twitter, Instagram, or WhatsApp in the name of a famous person or charity, asking for donations or sending money for a fake reason. Job scams that require initial financial payments are also prevalent.

Ransomware

It is sent through email attachments or suspicious links, and when opened, it encrypts your personal files or your entire device, and the criminal demands a ransom to return them.

Identity Theft

Criminals use your personal information leaked from insecure sites to open bank accounts or apply for loans in your name.

Digital Protection Tools in Saudi Arabia

Table: Free Government Services to Protect You

| Service | Description | Access Method |

|——–|——-|————–|

| “Secure yourself” service | A comprehensive awareness guide from the National Cyber Security Authority with practical tips. | Official website of the National Cyber Security Authority |

| “Saudi” platform | For immediate reporting of cybercrimes and account protection. | Application or website |

| “Security” application | Provides security updates and helps verify suspicious links. | Official app stores |

| Cybercrime Reporting Center | Affiliated with the Ministry of Interior, receives reports around the clock. | Contact 911 or 935, or through the “We are all security” application |

Practical Steps to Protect Yourself

1. Educate yourself: Refer to the “How to Protect Yourself” guide from the National Cyber Security Authority. Knowledge is the first line of defense.

2. Verify before clicking: Do not open links or attachments from untrusted sources. Verify the website address (URL) and ensure the presence of a security certificate lock (🔒).

3. Strengthen your accounts: Use strong and unique passwords for each account, and enable two-factor authentication (2FA) on all financial services and social media.

4. Beware of quick offers: Any offer that seems “too good to be true” (such as huge profits quickly or big gifts) is often a scam.

5. Report immediately: If you fall victim, don’t hesitate. Report through the Cybercrime Reporting Center (935) or the “Saudi” platform. Every minute counts.

What to do if you are scammed?

Do not engage: Stop all contact with the scammer.

Preserve evidence: Take screenshots of messages, save conversation logs, and any emails.

Contact your bank: If there are financial transactions, call your bank immediately to block the card or account.

Contact official authorities: Use the channels mentioned above to report. The service is free and confidential.

Frequently Asked Questions

Are reporting and protection services in Saudi Arabia free?

Yes, all awareness, guidance, and reporting services provided by the Cybersecurity Authority and the Cybercrime Reporting Center are completely free for citizens and residents.

How can I verify if a website is official and not fake?

Look for “https://” at the beginning of the URL (the S stands for secure), the presence of a padlock icon in the address bar, and ensure the website name is spelled correctly (e.g., “saudi.gov.sa” not “saudi-gov.com”). If in doubt, search for the official website using a trusted search engine.

What is the number to call in case of a cyber emergency?

The Cybersecurity Authority’s hotline is 935, and it operates 24/7. You can also use the “Kulna Amn” app to report cybercrimes.

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